Independent Pension & Investment Advice
Home visits available throughout Lanarkshire & Glasgow
  • Independent Pension & Investment Advice by Face 2 Face Advice
  • Tailored Retirement Solutions by Face 2 Face Advice

Welcome to DM Pension & Investment Solutions Ltd. Quality Face to Face Independent Financial Advice you can trust.

LATEST COVID-19 CORONAVIRUS UPDATE - We are open as normal and will be conducting consultations by phone and online until further notice. Please use our enquiry form to get in touch.

We are a small family run firm of Independent Financial Advisers (IFA) with a focus on pension and investment advice. Whether you are approaching retirement and need help with your options or have capital to invest we can help. We are also pension transfer specialists and can guide you through this complex area.

We provide a friendly and professional service with home visits throughout Lanarkshire, and Glasgow although we can help clients further afield in Renfrew, Ayrshire, Lothian, Edinburgh and Central Scotland. Contact us on 01698 815 006 to arrange a consultation

VIEW OUR 3 MINUTE GUIDE TO YOUR RETIREMENT OPTIONS BELOW

Pension transfer IFA
Pension adviser glasgow
Defined benefit transfer financial adviser

"My aim is to make the advice process easy for my clients. Professionalism and transparency are key. I take great pride in the client feedback I receive. Frequently clients are worried at key stages in their life, such as retirement. My goal is to remove this anxiety and handle the whole process from start to finish." David Mulholland - Chartered Financial Planner.

"Excellent financial advice over several years. I am now in a position to have a comfortable retirement. "
M Lightbody, Carluke


"First appointed DM Pensions approx. 5 years ago, sound advice, then appointed DM Pensions to assist and advise March 2017, on my retirement. David was extremely helpful. Would like to say thanks again for your advice and to congratulate David of the way he worked on my retirement. Everything went through 100%."
W McParland, Uddingston


"Absolutely delighted with the service and the independent advice."
B Furman, Newton Mearns


"Always available when needed. Communication excellent and only wish I had sought advice ten years ago."
C Herbertson, Overton


"David was very reliable and filled me with confidence that would do the best for me."
J Hutchison, Uddingston


"The work David did for me was extremely helpful and very much appreciated. Excellent work would use the company again. Thank you."
K Gooding, Glasgow


"David was very prompt and helpful."
A Cutler, Rutherglen


"Very personal and first class service."
M Rennie, East Kilbride


"Really pleased I chose DM Pension & Investment Solutions Ltd. David provided first class service and helped me all the way through the process."
W Closs, Bellshill


"We are very happy with DM Pension & Investment Solutions Ltd. David is a very easy adviser to deal with. Everything is clearly explained and he always goes that extra mile to be helpful."
J Taylor, Carluke


"We found David to be friendly, punctual and supplied a genuine and professional service. I would certainly recommend to anyone."
J MacDermaid, Airdrie

......READ MORE TESTIMONIALS HERE

Our adviser David Mulholland is a Chartered Financial Planner. Only a small percentage of advisers in the UK have achieved this status. Chartered status is the pinnacle for the financial planning professional. David has over 20 years experience in Financial Services.

To find out how David can help you, please contact us on 01698 815 006 or
REQUEST A CALL BACK HERE

Here are just a few examples where we can help:

EXAMPLE 1:
Client A is approaching his 65th birthday and has received retirement forms from his personal pension provider. He has various retirement options but isn't sure what is the best course of action.

SOLUTION: DM Pension & Investment Solutions Ltd are able to contact other annuity providers in the marketplace and enable him to achieve a higher income than his current personal pension company could offer. Additionally we are able to consider the merits of more flexible retirement solutions such as pension flexi access drawdown. As well as providing comprehensive retirement advice, we also complete all the forms / applications through to conclusion.


EXAMPLE 2:
Client C is retired and has a large sum in her bank account. She would like a better return on her capital and maybe take some income from her investments.

SOLUTION: DM Pension & Investment Solutions Ltd are able to research numerous investment funds to match her attitude to investment risk and recommend the most suitable funds and products. We can also provide ongoing portfolio reviews on an annual basis.


EXAMPLE 3:
Clients D has a defined benefit pension(final salary) and wants to transfer this to achieve a higher tax free lump sum and have greater flexibility in retirement.

SOLUTION: DM Pension & Investment Solutions Ltd are able to conduct a transfer analysis and carry out a transfer into flexi-access drawdown to meet the client's goals.


PENSION AND RETIREMENT PLANNING
As independent financial advisors (ifa) We can provide independent pension and retirement advice on various products such as:

We can offer pension and retirement advice to clients in South Lanarkshire, North Lanarkshire Glasgow, Edinburgh, Ayrshire and Central Scotland.

PENSION TRANSFER SPECIALIST
At DM Pension & Investment Solutions we have an authorised pension transfer specialist who provides independent financial advice for deferred members of defined benefit pensions. (also known as a final salary pension transfer)
Evaluating the best pension transfer options can be complex. You may wish to consider a pension transfer from a previous employer scheme to increase tax free cash, improve death benefits or provide retirement flexibility.

FLEXI_ACCESS DRAWDOWN
Many clients wish flexible pension benefits through pension drawdown. Being independent we are able to choose from a number of drawdown pension providers. We normally provide a free initial consultation to help provide a guide to pension flexi-access drawdown options and cover the rules of pension drawdown.

INVESTMENTS AND SAVINGS
As well as pension and retirement advice, we can advise on various investment products as follows:

  • Cash investments (bank accounts, National Savings and Cash ISAs)
  • Investment bonds
  • Stocks and Shares ISA
  • Unit Trusts
  • OEICs
  • Fund Supermarkets / Fund Platforms

If you require a Wealth Manager contact us here,. We serve clients all over Scotland including Glasgow, Edinburgh, Paisley, Ayrshire, South Lanarkshire and North Lanarkshire.

 

DM Pension & Investment Solutions Ltd. Registered in Scotland No SC542084. Registered address - 6 Leesland, Uddingston, Glasgow, G71 6TW

The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Director: David Mulholland FPFS, Cert CII

We are proud of the comprehensive and professional service we provide to our clients. However if you wish to make a complaint, please contact us. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4567

 

 

 

 

We can provide independent financial advice and home visits throughout Glasgow, Edinburgh, Lanarkshire and Scotland including the following towns and villages: Airdrie , Ayr, Baillieston, Bathgate, Bearsden, Bellshill, Biggar, Blackwood, Blantyre, Bothwell, Busby, Cambuslang, Carluke, Clydebank, Coatbridge, Cumbernauld, East Kilbride, Falkirk, Hamilton, Irvine, Kilmarnock, Lanark, Largs, Larkhall, Lesmahagow, Livingston, Motherwell, Newton Mearns, Paisley, Renfrew, Rutherglen, Shotts, Stirling, Stonehouse, Strathaven, Tannochside, Uddingston, Viewpark and Wishaw

Independent financial adviser Glasgow ~ IFA Lanarkshire Scotland ~ Scottish financial advisor ~ Pensions Glasgow

 

DM Pension & Investment Solutions Ltd is authorised and regulated
by the Financial Conduct Authority under reference 758771.